Uninsured Motorist Coverage Baton Rouge, Louisiana LA
Filed under: Louisiana non owner car insurance, SR22 Louisiana
Reader’s Question:
What does Economic Only UM coverage mean in Baton Rouge, Louisiana?
Meagan
Baton Rouge, LA
In Baton Rouge, Louisiana you have the option to choose to buy Uninsured Motorist Economic-Only coverage. This Uninsured Motorist Economic-Only is the same as Uninsured Motorist coverage except that it covers only the actual costs of injuries to you and the passengers of your automobile. Pain and suffering are not covered under this coverage.
Insurance carriers in Louisiana who offer, Uninsured Motorist Economic-Only coverage has it so this car insurance coverage also includes Economic Only Underinsured Motorist Coverage. Yes, you can obtain Uninsured Motorist Economic-Only with limits the same as your bodily liability limits or lower limits than your bodily injury coverage however this coverage limit cannot exceed the Bodily Injury Liability limits.
If you want to know more about Uninsured Motorist coverages (economic-only or full coverage) you may contact the LA Department of Insurance, the insurance regulator for this state.
Tags: auto insurance