SR22 for non owner
December 11, 2007 by fashun · Leave a Comment
Filed under: Louisiana non owner car insurance, SR22 Louisiana
Filed under: Louisiana non owner car insurance, SR22 Louisiana
Q: If I have SR22 for non owner insurance and I get into an accident in a friend’s car who also has insurance, whose coverage will kick in first?
A: Well, the point behind SR22 for non owner insurance is not to double up insurance when a vehicle is already insured, but to nor give the benefit of the doubt to a driver who has already had their license suspended, which is why you must have your SR22 for non owner insurance.
That is to say, when you are driving in an insured car, your SR22 for non owner insurance is pretty much just back up. If you get into an accident, your friend’s coverage will kick in first because car insurance follows the car in most cases, not the driver. Once your friend’s liability runs out, your own will continue.