Non owner SR22
Q: How do I get non owner SR22 car insurance and what is it?
A: Most car insurance companies which sell regular SR22 car insurance will also sell a non owner SR22, since the risk in this case is essentially the same. You may, like other SR22 buyers, be forced to seek coverage among high risk providers and the Louisiana assigned risk pool.
Non owner SR22 insurance is a policy specifically tailored to cover someone who does not own there own car, but still drives one in someone else’s name. If you intend to do any driving at all after your license is suspended and you don’t own a car, you will need non owner SR22.
One of the downsides of non owner SR22 car insurance is that you are only able to get minimum liability insurance and even that costs more than most. Hopefully if you get into an accident, the car owner will have fuller coverage.
