Monroe LA SR22
Q: What is the minimum amount of Monroe LA SR22 insurance I need to buy?
A: Louisiana has a different system than most cars which takes care of a sort of discount straight from the state level instead of passing it on to the Monroe LA SR22 car insurance companies. You buy insurance coverage based on how much your car weighs. This makes a lot of sense. Since liability covers the cars or people you hit, bigger cars which cause more damage must purchase more coverage than other cars.
- If your car weighs 20,000 pounds or less, you will need $10,000 bodily injury for one person and $20,000 bodily injury for more, as well as $10,000 property damage
- If your car weighs 20,001-50,000 pounds, you can pick between $25,000/$50,000 bodily injury and $25,000 property damage, or choose a single combined limit for $75,000
- If your car weighs 50,001 or more, you can pick from $100,000/$300,000 bodily injury liability with $25,000 property damage, or on the other hand a combined single limit of $300,000