Louisiana LA Car Insurance Rate
Reader’s Question:
I got a speeding ticket five months ago and I received another speeding citation again. How is it going to affect my insurance rates in Louisiana?
Larry
New Orleans, LA
Since in Louisiana minor moving convictions stay on a driver’s driving record for three years from the date of conviction, your insurance carrier will see both speeding tickets the next time they pull your motor vehicle record (MVR).
Your insurance rate could increase due to having two traffic violations, speeding tickets, on your driver’s record. It will depend on how your insurance carrier’s rating system works as to how much your insurance rates will be affected. To check about their rating system, ask your insurance agent or company for information or you can contact the Louisiana Department of Insurance since insurance rates must be filed with them.