Drunk Driving In Louisiana LA
Reader’s Question:
My wife was involved in an auto accident involving a drunk motorist. It was the drunk driver’s fault, unfortunately though we didn’t have auto insurance. Our vehicle was totaled, so I need to know what will happen now? Does the other at fault driver pay for the damages, or do we pay for it?
Rick
New Orleans, LA
Generally, even though you didnt have inurance sat the time of the accident your ife should be able to make claims for the damages she and the car sustained because of the accident caused by the drunk driver. You should contact the at-fault party’s insurance company to make a claim for the damages of your car in this accident.
There are some states that limit your claims if you didnt have auto insurance at the time of an accident, but typically if the at-fault party was a drunk driver then you can make a claims. In Louisiana, they have a “no pay / no play” law which normally means if you do not have insurance and got involved in an accident then you cant recover for the first $10,000 of bodily injury and no recovery for the first $10,000 of property damage based on any cause or right of action resulting out of a motor vehicle accident, for such injury or damages occasioned by an owner or driver of the car involved in such accident who fails to own or carry compulsory motor vehicle liability insurance.