Cheap SR22 auto insurance

Q: I pay too much on my premium every month and need a way to get cheap SR22 auto insurance. I’m a good driver, only I tend to get pulled over for things such as expired inspection stickers and would never have insurance coverage.

A: You present an interesting case that speaks to the fact that no matter how well you drive, not getting proper car insurance coverage can leave you stranded and even looking for cheap SR22 auto insurance.

One thing that I would suggest to you is to raise your deductible. I raised my own deductible from $500 to $2000, and saved $200 a month on my car insurance, which was around 50%. You only have to pay your deductible if you file a claim on your comprehensive coverage or if you get into a crash for which you are at fault, so as a good driver you don’t have too much to worry about. Put some of the money you save from raising your deductible aside so that when the time comes, you’ll be able to pay it.