Louisiana Automobile Liability Insurance
Reader’s Question:
Can you please tell me what the minimum auto liability insurance required in Louisiana?
Brent
Baton Rouge, LA
In Louisiana, you are required to carry Liability insurance on your car. Each automobile you are required to have liability insurance limits of at least:
- $10,000 for Bodily Injury to one person
- $20,000 for Bodily Injury to more than one person in a single accident,
- $10,000 Property Damage Liability
This is usually referred to as 10/20/10.
This liability limits will increase to 15/30/25 as of Jan. 1, 2010.
This liability coverage pays for any personal injury and property damages for which you may be legally responsible, up to your policy’s dollar limits.